More and more people find themselves in the situation where they have a number of pension plans that they no longer pay into. Every time you leave a job and start another one you are invariably invited to join the new pension scheme and you stop paying into the previous one. As a result it is easy to lose track of what you have got and whether you will have adequate funds for your retirement needs.
We can look at these for you and tell you what they are worth. In some cases we can put them together in a single, low charged pension plan, so that you take control of your retirement planning. With an old policy we often find that the funds have not been changed for some time and as such they might not suit your attitude to investment risk or have not performed well when compared to other funds in the same category. In this instance we will review your investment risk profile and will recommend an up to date investment strategy which can be reviewed on a regular basis. New legislation means that you can even re-start your contributions.
